VyrazímeSettle Up alternative for trips and events with friends
Settle Up is an app for shared expenses. It shows who should pay next and at the end works out how to settle up with as few transfers as possible. It runs on your phone and in the browser and handles more complex splits too.
On a trip with friends the costs are one part of the whole event. Before them come the date, the place and the accommodation, after them the photos. Vyrazíme keeps all of that in one event. Settling up comes with the account number to copy and a payment via Revolut. It is free and your friends join through a link.
Settle Up and Vyrazíme side by side
| Settle Up free | Vyrazíme | |
|---|---|---|
| What it is for | Group expenses on trips, for flatmates and for couples | Trips, weekends and celebrations with friends |
| How you split a cost | By weights, several payers on one expense, items from a receipt | Equally between everyone or between selected people |
| Foreign currencies | All currencies, the rate downloads by itself and you can overwrite it | Eight currencies, the rate fills in by itself and you can overwrite it |
| Who pays whom | As few transfers as possible, the simplification can be turned off | The shortest list of payments |
| How you settle up | Works out who sends how much to whom | Adds the account number to copy and a payment via Revolut to the list of payments |
| Families | You set how many times a member counts | A family has one row and the money goes to its representative's account |
| Ads | Ad-free is paid Premium | None |
| How a friend joins | By link, not everyone has to install the app | By link, they fill in their name and email in the browser |
| Where it runs | iPhone, Android and a web app | iPhone, Android and a browser on your computer |
| What surrounds the costs | Member statistics and CSV export | Date, place, accommodation, chat, rota, photos |
| Price | Free, paid Premium | Free |
Where they differ
What you get for free. Settle Up is free and offers Premium on top: an ad-free app, photos of receipts, expense categories and recurring payments. Premium can be bought as a subscription or as a one-off payment for the whole group. In Vyrazíme the whole settle-up is free and without ads.
How you send the money. Settle Up works out how you should settle up and reduces the number of transfers. Vyrazíme shows the account number to copy and a payment via Revolut on each payment, with a QR code that opens Revolut when you scan it with your camera. Once you have paid, you mark it as paid.
Foreign currencies. Settle Up offers all currencies and downloads the current rate for each payment, which you can overwrite. Vyrazíme handles eight currencies. The Czech National Bank rate fills in on the cost, you can overwrite it to match your bank, and once saved it is fixed.
Families. In Settle Up you set how many times a member counts. A couple or a family then acts as one member who counts for two or more. In Vyrazíme everyone in the family has their own account and the family joins them into one row. The app adds up what each of them paid and the money goes to its representative's account.
What surrounds the costs. Settle Up looks after expenses and adds member statistics and CSV export. In Vyrazíme the costs are one card of the event. In the same event you first vote on the date, the place and the accommodation, you sort out the rest in the chat, and once you are back the photos come together in the album.
When to stay with Settle Up
- You split expenses over the long term, for example with flatmates. Settle Up has recurring payments in Premium.
- You need to split by weights, record several payers on one expense or list the items from a receipt. Vyrazíme splits equally between everyone or between selected people.
- You want to settle up as you go. Settle Up shows who should pay next.
- You pay in a currency Vyrazíme doesn't have.
- You add costs without a connection. Settle Up works offline.
- You want to export the expenses to CSV.
When to reach for Vyrazíme
- You are settling up a trip, a weekend or a holiday and want to send each other the money via Revolut or to an account.
- Several families are going and each wants one row in the settle-up.
- Before settling up you will be choosing the date, the place and the accommodation.
- You want the costs, the chat and the photos from the event in one place.
- You want a settle-up with no ads and no subscription.
How to get started with costs
- Create an event and send your friends the link.
- Add the costs. Whoever pays taps the plus and fills in what it was and how much.
- Settle up. In the Who pays whom section tap your payment and send the money via Revolut or to the account.
The full walkthrough with pictures is in the guide How to split holiday costs with friends.
FAQ
Is Vyrazíme really free?
Yes, the whole planning is free, with no subscription and no ads. Only two things are limited: the AI features to five uses a day and the album to 100 photos.
Do my friends need the app?
No. The event link opens in the browser at vyrazime.app, your friend fills in their name and email and is in the event. If they have the app, the link opens straight in it.
Can Vyrazíme use weights or several payers on one cost?
No. A cost has one payer and is split equally between everyone or between selected people. You can set for the event whether children count too. For weights and several payers Settle Up is better built.
Can I pay by scanning a QR code?
Yes, with Revolut: the QR code in the settlement window opens the payment in Revolut when you scan it with your camera. The QR code for a banking app is read reliably only by Czech banks in crowns, so for a bank transfer copy the account number.
We checked the details about Settle Up on 11 November 2026 on its website and in the App Store.